Sixteen years ago I said yes
To many obligations that should have gone
In the terrible idea file. Years of stress,
Wakeful nights, and plots involving pawn
Shops ensued, and thousands of monetary
Energy units evacuated the overdrawn
Struggletown called Chase. Lacking a fairy
With an alchemical wand, I relied on
Eight-day work weeks and hourly account
Tallies, racing to bank machines with wet-ink
Checks, my dam-plugging digit amount
Insufficient (with penalties), my brain on the blink.
The last of those effects was paid today.
Please take this debtor’s advice, and just say “nay.”